SHOULD YOU INVEST IN CRYPTOCURRENCY? DBS' CEO GAVE HIS TAKE !

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Dear readers, crytocurrencies have been the rage these days. Hence, I am happy to share with you what Mr Piyush Gupta, CEO of DBS has to say on cryptocurrencies.
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As we navigate through uncertain economic times, many investors are questioning the possibility of the next major stock market correction. With global tensions, inflation fears, and potential interest rate hikes looming, there are concerns that a significant downturn could be on the horizon. The stock market has been on a bull run for over a decade, and many experts believe that a correction is long overdue. While it is impossible to predict exactly when a correction will occur, there are some warning signs that investors can watch out for. High levels of market volatility, overvalued stocks, and excessive levels of debt are all indicators that a correction could be on the horizon. Additionally, geopolitical tensions, economic downturns, or unexpected events can also trigger a market correction. Investors should prepare for the possibility of a stock market correction by diversifying their portfolios, staying informed about market trends, and having an exit strategy in place. It is i
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YEAR 2008 GREAT FINANCIAL CRISIS: LESSONS LEARNT

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The 2008 financial crisis, also known as the global financial crisis or the Great Recession, was a severe worldwide economic downturn that began in late 2007 and lasted until 2009. It was triggered by the collapse of the housing market in the United States, which led to a chain reaction of events that ultimately caused a global recession. The crisis was fueled by a combination of factors, including a housing bubble, subprime mortgage lending practices, excessive risk-taking by financial institutions, and complex financial instruments that spread risk throughout the global financial system. As the housing market collapsed, banks and financial institutions faced massive losses on their mortgage-backed securities and other assets, leading to a credit crunch and a freezing of credit markets. The crisis had far-reaching consequences, including a steep decline in stock prices, a spike in unemployment, and a sharp decrease in economic growth. Governments around the world were forced to
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Subtract is a method or approach used by businesses to eliminate unnecessary expenses, activities, or processes in order to increase efficiency, productivity, and profitability.  It involves reducing expenses, streamlining operations, and focusing on core functions to achieve a lean and mean business model. By constantly evaluating and removing non-essential elements, businesses can optimize their resources and improve their bottom line. Applying the concept of subtraction at work involves using it in various situations to solve problems and make decisions. Here are some ways to apply the concept of subtraction at work: Budgeting: When creating a budget for a project or department, subtracting expenses from revenues can help determine the financial feasibility of a plan. Resource management: Subtracting the time and resources needed for a task from the available resources can help prioritize tasks and allocate resources efficiently. Performance evaluation: Subtracting the target goa
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Once upon a time in a small town, there lived a young girl named Emily. Emily loved to spend money on the latest fashion trends, new gadgets, and eating out at fancy restaurants. She never really thought about saving money for the future, as she believed that she could always rely on her parents for financial support. One day, Emily's parents sat her down and had a serious conversation about the importance of saving money. They explained to her that while it's fun to spend money on things we want, it's also important to save for the future. They shared with her how having savings can provide a safety net during tough times, help achieve long-term goals, and provide financial stability for the future. At first, Emily was resistant to the idea of saving money. She didn't see the point in sacrificing her current lifestyle for some uncertain future. But her parents persisted and encouraged her to start small by setting aside a portion of her allowance each week into a
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